LEGAL CREDIT REPORT REPAIR


If you are experiencing difficulty in obtaining credit or are paying higher interest rates due to negative items on your credit report  a credit repair service can help you get back on track by disputing those negative items on your behalf and having many of them removed. Disputing items on your credit report is your explicit right under the Fair Credit Reporting Act (FCRA).  Credit report repair is as legal as pleading “not guilty” in a court of law. It is entirely within your rights, and the freedom to do so is protected by law.

  CLEAN UP YOUR REPORT
 

Lexington Law Firm deleted over 260,000 negative items last year alone. These items include late payments, bankruptcies, collection accounts, charged-off accounts, repossessions, judgements, etc.

We are currently averaging 21,500 deletions a month, 750 deletions a day, 7 days a week.

We’re good at what we do because we believe in our work, because we enjoy what we do and we're committed to our clients. And that means we get you results you can count on. Let the professionals at Lexington Law Firm assist you in getting your credit back on track.

Start today, visit lexingtonlaw.com and get started!
 

$79. setup fee
$39. monthly fee

No hidden fees, no unpleasant surprises, and a full refund policy to boot.
 

Some companies charge per dispute per bureau, which means you get charged three times for each and every dispute. We think that's pure nonsense. With Lexington you get unlimited disputes at no additional charge. Period.

Some companies charge per deletion per bureau, which means you get charged three times for each and every deletion. That's just plain exploitative. Our staff produces deletions around the clock at no additional cost.

Unlike others we offer toll-free phone support as well as free email support at no cost to you. It's our way of ensuring top-notch customer service.

Our service is backed by a warranty which entitles you to some or all of your money back if enough disputed items aren't deleted. You won't pay for ineffective service. If we can't deliver, you won't get charged.
* Terms and conditions apply.


About Lexington Law
 

Lexington is a law firm specializing in repairing credit reports. They have helped over 100,000 Americans repair their credit reports by removing inaccurate, misleading, or unverifiable information. From bankruptcies to charge-offs to tax liens, They have challenged virtually every credit problem under the sun — and deleted over 700,000 such items to date.


Advantages of using a law firm
 

While there are many companies who brand themselves as credit repair organizations, most of them lack the legal clout and experience necessary to adequately represent your dispute efforts. Some of the specific advantages of using Lexington Law Firm are:
  • They enforce your rights under the various federal laws.
  • They can do everything a non-attorney can do, and everything they can’t.
  • They keep abreast of current consumer laws as well as changes to, interpretation thereof, and applicability of those laws.
  • They govern ourselves according to the rules and principles of professional conduct.
  • They practice the methodologies and structure like any law-practicing firm.
  • Your case will be reviewed and an attorney will impose legal opinions when and if necessary.
  • Your confidentiality is protected by the attorney-client privilege
 

How much does this service cost?
 

In accordance with federal regulation, Lexington charges retroactively for the service it performs. This means you will be billed each month for work performed the previous month.

Your initial payment of $79.00 is due within the first fifteen days and covers the most expensive portion of your retainer: your case setup. They complete this step prior to drafting your first payment. Each month thereafter you will receive an itemized invoice for work performed the previous month.

The amount of work will vary from time to time, and you will find that they often perform more work than the $39.00 fee covers (but never less work than that.) Of course, you will not be charged for the additional work. Your monthly retainer fee is fixed at $39.00 and will never exceed that amount.

Note that they offer a warranty of service under which they will refund some or all of your retainer fees if enough disputed items aren’t deleted to meet their high standards of success.

 

What is a credit report?
 

Whenever you apply for any type of credit or financing, a credit report is pulled from at least one of the three major credit bureaus. While there are hundreds of smaller credit bureaus around the country, virtually every credit bureau is affiliated with either Experian, Trans Union, or Equifax.
These credit bureaus collect and maintain information on the vast majority of Americans, but they are not affiliated with the government in any way. The credit bureaus are for-profit corporations and they sell your personal information for money.
 

How long do negative items stay listed?
 

The Fair Credit Reporting Act (FCRA) requires that most negative credit items be deleted from your credit bureau file in no more than seven years, except for bankruptcy, which can be reported for up to ten years. These are the time limits for reporting negative credit. The creditor or the credit bureau can choose to have the negative credit information deleted whenever they please. Inquiries may remain on the credit report for up to two years.
 
 

CLEAN UP YOUR CREDIT REPORT TODAY CLICK HERE

 
 

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